Membership of the Alliance does not imply that any Insurance Policy or Cover affected for the operations of the Alliance automatically includes the operations of a member and therefore a member must specifically obtain their own Insurance and Certificate of Currency in their own name.
A. Insurance – Public and Product Liability
Insurance, during times of high level public litigation, is considered essential to ensure peace of mind, confidence and security into the short and long term.
The Alliance has nominated Aon Risk Solutions as our Insurance Broker and can through them provide a highly competitive cover for a Policy that operates anywhere in Australia and is available only to members and applies to members that operate as Not For Profit and Businesses that operate For Profit.
Details of the Combined Public and Products Liability Policy can be found on our Insurance Policy Page. A Certificate of Currency will be issued by Aon and emailed to you.
The Public and Product Insurance Cover can be purchased from the Members Area which appears after “login” as a member.
B. Insurance – Professional Indemnity
Professional Indemnity Insurance is specifically focused on Allied Health Professionals that operate within their specified scope of Licensed Skills and is managed by their particular Industry Group, Parent or Governing Body and which also provides this Insurance Cover. This does not impact on the right of such a Professional to become a member of the Alliance.
The Alliance has no intentions of becoming involved in the range or practice of skills required in the Allied Health Professions for which a Licence or Authority is required.
However, the Alliance can support a member that is an Allied Health Professional that provides any inspired goods and services as a separate activity.
The Alliance has a mandate and a number of its services and activities that support and compliment the Allied Health Industry as well as others in the Health and associated Medical Fraternity.
C. Insurance – Property and Goods, etc
A member –
- Being a sole trader;
- having a committee, assistants, management team or has volunteers;
- owns assets or property, specialised and valuable goods and equipment
may seek additional Policies to cover situations, such as –
- Protector Liability (Management Liability / Professional Indemnity)
- Property (Fire: Building & Contents)
- Crime (Burglary, Money etc.)
- General Property
- Voluntary Workers Personal Accident Cover
which can be obtained at a very competitive price from our Broker.
Note : The Property Policy applies differently for Not For Profit as against Businesses that operate For Profit.
In our opinion it is reasonable to consider that Membership, Public & Product Liability with Constitution Freedom to Practice would in many cases be sufficient to cover most circumstances that an Inspired Service Provider would encounter.
The final decision in regards to this arrangement can only be the responsibility of the member and depends on circumstances, local and personal requirements..